Protecting Your Youthful Driver

Wow, I’ve been in the insurance business for 20 years! I can still remember how I felt 20 years ago as a young, inexperienced insurance agent, when a client would call to add a youthful driver to their auto insurance. After making the change to their auto policy, I would apologize for the difference in […]

Is Your Deductible Too High?

In my agency we are extremely thorough when discussing coverages and deductibles. I have many discussions with my clients about deductibles for auto and home insurance and especially about the economic impact of higher deductibles. I believe that any time you can assume more risk on either your home or auto insurance, it is a […]

Is Your Insurance Agent Your Advocate?

Traffic accidents can happen to anyone. According to, 6.3 million auto accidents occur annually. Auto accidents even happen to insurance agents. A couple of weeks ago as I was driving back to my office from an afternoon meeting, an older gentleman merged into my lane and hit my car. The passenger side of my […]

The True Price of Your Homeowners Insurance Coverage

I can hardly believe it, but this year marks my 20th year in the insurance industry. When I entered the insurance industry from the education field, I was always surprised at customer reaction. Every time I introduced myself as an insurance professional, I immediately felt the client’s mistrust and skepticism. That level of mistrust is […]